| Rank | Country | Value | Bar |
|---|---|---|---|
| 1 | Madagascar | 60 % | |
| 2 | Zimbabwe | 46.36 % | |
| 3 | Argentina | 46.02 % | |
| 4 | Brazil | 45.33 % | |
| 5 | Gambia | 22 % | |
| 6 | Sierra Leone | 21.44 % | |
| 7 | Ukraine | 19.70 % | |
| 8 | Angola | 19.37 % | |
| 9 | Honduras | 18.58 % | |
| 10 | Mozambique | 17.53 % | |
| 11 | Georgia | 15.79 % | |
| 12 | Azerbaijan | 15.34 % | |
| 13 | Suriname | 14.50 % | |
| 14 | Colombia | 14.31 % | |
| 15 | South Sudan | 14.29 % | |
| 16 | Armenia | 13.78 % | |
| 17 | Haiti | 13.01 % | |
| 18 | Guatemala | 12.85 % | |
| 19 | Burundi | 12.37 % | |
| 20 | Jamaica | 12.14 % | |
| 21 | Bhutan | 11.76 % | |
| 22 | Maldives | 11.63 % | |
| 23 | Iceland | 11.01 % | |
| 24 | Belarus | 10.95 % | |
| 25 | South Africa | 10.69 % | |
| 26 | Timor-Leste | 10.41 % | |
| 27 | Bolivia, Plurinational State of | 10.19 % | |
| 28 | Uruguay | 10.06 % | |
| 29 | Seychelles | 9.85 % | |
| 30 | Nicaragua | 9.16 % | |
| 31 | Mauritius | 9 % | |
| 32 | Moldova, Republic of | 8.99 % | |
| 33 | Mexico | 8.79 % | |
| 34 | Bangladesh | 8.62 % | |
| 35 | Romania | 8.52 % | |
| 36 | Indonesia | 8.50 % | |
| 37 | Belize | 8.48 % | |
| 38 | Vanuatu | 8.45 % | |
| 39 | Samoa | 8.39 % | |
| 40 | Guyana | 8.23 % | |
| 41 | Jordan | 8.10 % | |
| 42 | Hungary | 8.01 % | |
| 43 | Algeria | 8 % | |
| 44 | Cabo Verde | 7.75 % | |
| 45 | Tonga | 7.56 % | |
| 46 | Saint Vincent and the Grenadines | 7.06 % | |
| 47 | Costa Rica | 6.88 % | |
| 48 | Grenada | 6.86 % | |
| 49 | Saint Kitts and Nevis | 6.52 % | |
| 50 | Antigua and Barbuda | 6.39 % | |
| 51 | Montenegro | 6.32 % | |
| 52 | Saint Lucia | 6.25 % | |
| 53 | Norway | 5.88 % | |
| 54 | Dominica | 5.77 % | |
| 55 | Brunei Darussalam | 5.50 % | |
| 56 | Macao | 5.45 % | |
| 57 | North Macedonia | 5.42 % | |
| 58 | Hong Kong | 5.18 % | |
| 59 | Kuwait | 5.03 % | |
| 60 | Malaysia | 4.82 % | |
| 61 | Qatar | 4.75 % | |
| 62 | Czechia | 4.67 % | |
| 63 | San Marino | 4.62 % | |
| 64 | Bahamas | 4.25 % | |
| 65 | Bulgaria | 4.24 % | |
| 66 | Bosnia and Herzegovina | 4.22 % | |
| 67 | Korea, Republic of | 4.19 % | |
| 68 | Italy | 4.07 % | |
| 69 | Thailand | 3.94 % |
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.