Global Rankings: Bank Nonperforming Loans % (2023)

Rank	Country	Value
1	Ukraine	37.35
2	Chad	31.51
3	Equatorial Guinea	31.15
4	San Marino	21.05
5	Ghana	20.58
6	Saint Kitts and Nevis	19.42
7	Central African Republic	16.22
8	Congo	15.22
9	Iraq	14.66
10	Saint Lucia	14.48
11	Cameroon	12.89
12	Kenya	12.34
13	Tonga	11.18
14	Bangladesh	9.57
15	Solomon Islands	9.39
16	Kyrgyzstan	8.92
17	Maldives	8.35
18	Saint Vincent and the Grenadines	8.11
19	Madagascar	7.60
20	Gabon	7.58
21	Eswatini	6.87
22	Jordan	6.80
23	Pakistan	6.63
24	Congo, The Democratic Republic of the	6.56
25	Cyprus	6.11
26	Antigua and Barbuda	6.05
27	Greece	5.96
28	Namibia	5.79
29	Montenegro	5.78
30	Moldova, Republic of	5.56
31	Papua New Guinea	5.42
32	Samoa	5.37
33	United Arab Emirates	5.31
34	Mauritius	5.31
35	Cambodia	5.13
36	Malawi	5.10
37	Belarus	5.05
38	Albania	4.56
39	Uganda	4.50
40	Peru	4.48
41	Ecuador	4.24
42	Lesotho	3.84
43	Bosnia and Herzegovina	3.82
44	Nepal	3.78
45	Botswana	3.67
46	Bulgaria	3.62
47	Croatia	3.60
48	Argentina	3.55
49	Colombia	3.47
50	Macao	3.47
51	Uzbekistan	3.45
52	Hungary	3.27
53	Philippines	3.19
54	Malta	3.14
55	Spain	3.06
56	Paraguay	3.01
57	Kazakhstan	2.89
58	Brazil	2.84
59	Trinidad and Tobago	2.80
60	Thailand	2.76
61	North Macedonia	2.67
62	Panama	2.57
63	Austria	2.48
64	Latvia	2.41
65	Poland	2.33
66	Chile	2.10
67	Mexico	2.08
68	France	2.06
69	Slovakia	1.99
70	Costa Rica	1.96
71	Indonesia	1.96
72	Azerbaijan	1.93
73	Luxembourg	1.86
74	Belgium	1.82
75	El Salvador	1.77
76	Guatemala	1.75
77	India	1.72
78	Malaysia	1.65
79	Uruguay	1.65
80	Iceland	1.58
81	Netherlands	1.56
82	Germany	1.54
83	Nicaragua	1.52
84	Slovenia	1.52
85	Saudi Arabia	1.51
86	Georgia	1.48
87	Türkiye	1.48
88	Kuwait	1.42
89	Finland	1.29
90	Ireland	1.27
91	Czechia	1.21
92	Hong Kong	1.20
93	Estonia	1.08
94	United Kingdom	0.98
95	Israel	0.97
96	Denmark	0.94
97	Dominican Republic	0.93
98	United States	0.85
99	Switzerland	0.83
100	Canada	0.46
101	Sweden	0.38
102	Norway	0.37

About This Indicator

The indicator measures the proportion of a deposit taker’s loan portfolio that is impaired or at risk of default. It is calculated as the ratio of non-performing loans (NPLs) to total gross loans, where NPLs are defined as loans that are past due by 90 days or more or are otherwise considered unlikely to be repaid in full without the realization of collateral. Both non-performing loans and total gross loans should be reported at their gross book value, without deducting for loan-loss provisions or collateral. This indicator provides a key measure of asset quality and potential credit risk in the banking system.

Data source: World Bank Development Indicators