| Rank | Country | Value | Bar |
|---|---|---|---|
| 1 | Zimbabwe | 68.89 % | |
| 2 | Argentina | 61.71 % | |
| 3 | Madagascar | 60 % | |
| 4 | Brazil | 40.23 % | |
| 5 | Malawi | 37.06 % | |
| 6 | Egypt | 24.29 % | |
| 7 | Uzbekistan | 23.13 % | |
| 8 | Gambia | 22 % | |
| 9 | Mozambique | 21.73 % | |
| 10 | Sierra Leone | 20.58 % | |
| 11 | Kyrgyzstan | 19.78 % | |
| 12 | Ukraine | 19.59 % | |
| 13 | Angola | 19.40 % | |
| 14 | Sao Tome and Principe | 17.84 % | |
| 15 | Russian Federation | 17.09 % | |
| 16 | Kenya | 16.59 % | |
| 17 | Colombia | 16.37 % | |
| 18 | Rwanda | 16.02 % | |
| 19 | Honduras | 16.00 % | |
| 20 | Dominican Republic | 15.25 % | |
| 21 | Georgia | 14.94 % | |
| 22 | Suriname | 14.80 % | |
| 23 | South Sudan | 14.68 % | |
| 24 | Azerbaijan | 14.67 % | |
| 25 | Armenia | 13.15 % | |
| 26 | Iceland | 12.46 % | |
| 27 | Guatemala | 12.39 % | |
| 28 | Jamaica | 12.00 % | |
| 29 | South Africa | 11.62 % | |
| 30 | Maldives | 11.55 % | |
| 31 | Nicaragua | 11.24 % | |
| 32 | Mexico | 11.22 % | |
| 33 | Lesotho | 11.21 % | |
| 34 | Namibia | 10.96 % | |
| 35 | Eswatini | 10.88 % | |
| 36 | Timor-Leste | 10.61 % | |
| 37 | Bhutan | 10.54 % | |
| 38 | Belarus | 9.99 % | |
| 39 | Uruguay | 9.91 % | |
| 40 | Bangladesh | 9.85 % | |
| 41 | Seychelles | 9.81 % | |
| 42 | Mauritius | 9.38 % | |
| 43 | Hungary | 9.13 % | |
| 44 | Moldova, Republic of | 8.91 % | |
| 45 | Bolivia, Plurinational State of | 8.80 % | |
| 46 | Indonesia | 8.80 % | |
| 47 | Romania | 8.76 % | |
| 48 | Vanuatu | 8.64 % | |
| 49 | Jordan | 8.48 % | |
| 50 | Samoa | 8.43 % | |
| 51 | Belize | 8.42 % | |
| 52 | Guyana | 8.38 % | |
| 53 | Papua New Guinea | 8.29 % | |
| 54 | Algeria | 8 % | |
| 55 | Cabo Verde | 7.79 % | |
| 56 | Tonga | 7.76 % | |
| 57 | Trinidad and Tobago | 7.50 % | |
| 58 | Costa Rica | 7.33 % | |
| 59 | Saint Vincent and the Grenadines | 7.10 % | |
| 60 | Grenada | 6.89 % | |
| 61 | Montenegro | 6.60 % | |
| 62 | Antigua and Barbuda | 6.53 % | |
| 63 | Saint Kitts and Nevis | 6.45 % | |
| 64 | Albania | 6.44 % | |
| 65 | Saint Lucia | 6.29 % | |
| 66 | Botswana | 6.26 % | |
| 67 | Qatar | 6.18 % | |
| 68 | Norway | 6.15 % | |
| 69 | Macao | 6.02 % | |
| 70 | North Macedonia | 5.85 % | |
| 71 | Dominica | 5.83 % | |
| 72 | Hong Kong | 5.74 % | |
| 73 | Brunei Darussalam | 5.50 % | |
| 74 | San Marino | 5.49 % | |
| 75 | Malaysia | 5.28 % | |
| 76 | Italy | 5.25 % | |
| 77 | Kuwait | 5.17 % | |
| 78 | Korea, Republic of | 4.73 % | |
| 79 | Czechia | 4.71 % | |
| 80 | Fiji | 4.56 % | |
| 81 | Bulgaria | 4.54 % | |
| 82 | Thailand | 4.51 % | |
| 83 | Bosnia and Herzegovina | 4.45 % | |
| 84 | China | 4.35 % | |
| 85 | Bahamas | 4.25 % | |
| 86 | Switzerland | 2.98 % |
Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability. This indicator is expressed as a percentage (a÷b)*100.